Surf, an on-line shopping mall, has introduced a Canadian credit card geared for on-line shoppers. The co-branded MasterCard from and Bank of Montreal allows Canadians to shop at participating retailers such as,, and

Cardholder benefits include free delivery of items, 10 per cent off the retail price of goods purchased on-line at retailers in the program, as well as the opportunity to earn Air Miles on every purchase made. There are no special passwords or PIN numbers for users to remember. The first six digits of the credit card identify it as a MasterCard.

On-line shoppers can apply for the card when visiting or shopping at, at or by filling out an application inserted in The National Post or other Hollinger newspapers.